At the end of this month we become a one income family so I've set myself a challenge. The plan is to save as much as possible each month of the amount that I would have earned. I don't think it is really possible for savings to equal previous earnings but nothing venture. In addition, it would be good if the family feel that they have gained and not lost by mum being home full time so being too stingy isn't an option!
There are some lists around which suggest ways of saving large amounts:
stop smoking-thankfully, never started.
Take packed lunches-been doing this for years.
Change energy supplier-done this a few times. Rewards decrease each time. Saved lots the first time.
Change mobile plan-pay as you go has worked out just cheaper and once I'm not at work will almost certainly be the best option.
So this is what my husband calls "Serious Saving".
Anyway, here goes with hopefully 10 points! Mainly directed to myself.
1. Cook from scratch. Do a fair amount of this already but now it is "goodbye" to Tesco pizzas and "hello" to home made ones. On the rare occasions that we have eaten home made pizza the family prefer this so a win-win.
2. Use the slow cooker more. The slow cooker uses several times fewer watts than the oven which more than makes up for the longer cooking.
3.Use the pressure cooker more.
I'm a bit scared of the pressure cooker-I don't like the noise or flabby vegetables-but was particularly put off by a bit of an accident with a Christmas pudding when I was first married. Recently, a friend encouraged me to use it again and we've enjoyed pea and ham soup a few times. This is ideal as it would take ages to cook the dried peas without a pressure cooker. Now, to find a few more successful pressure cooker recipes. Ideas gratefully accepted!
4. Don't waste anything. Dh is much better at this than me. He is the one who picks the nettle shoots and makes a soup from them. It isn't bad either. The sting goes with cooking.
5.Don't forget that motorway driving necessitates coffee and remember to take a thermos.
6.Make our own. Eldest daughter made a wreath from the garden and with odds and ends around the house. I can't claim any credit for teaching her. She is much more artistic than I am. It would be good to get knitting and sewing again!
7.Cut out small wastes of money-chocolate is my failing- especially little Yorkie bars. Not much but multiplied over a year it all adds up.(62p x2x52=£64.48) I do need some chocolate! Best brought with the main shop-also discourages too much as the rest of the family see, and share (not sure that this is good) when the shop is delivered.
8.Don't go shopping!
9.Clear some cupboards. Having the household items from two homes means that more cupboards are filled with china than in most people's homes. I need to declutter so that there is more space to store preserves and items on offer.
10. Buy in bulk. I want to research buying half a sheep and fruit juice straight from the farm.